Sustainability-First Fintech

Every Rupee. Every Carbon Saved.
Counted.

MossPay is a dual-interface payment and POS system that automates environmental accounting at checkout. It instantly computes purchase carbon footprints while tracking underlying supply chain emissions data blocks in real time.

Dual-Sided Platform

Two Sides, One Mission

MossPay serves both consumers and vendors — creating a closed loop of sustainable commerce.

Carbon-Back Payments

Earn MossCoins for every green purchase. The greener the vendor, the higher your carbon-back reward.

Real-Time Vendor Comparison

Compare local vendors by price, distance, and carbon impact — making sustainable choices effortless.

"My Sprout" Gamification

Watch your digital tree grow with every sustainable purchase. Hit milestones and we plant a real tree on your behalf.

MossCoins Rewards

Redeem accumulated MossCoins in government schemes, vendor offers, or donate to environmental causes.

City-Wide Leaderboard

Compete with fellow citizens on carbon savings. Top performers earn recognition and exclusive perks.

Infrastructure

The Carbon Engine

Our proprietary blockchain-powered architecture that makes every transaction climate-transparent.

Parent Node

Enterprise carbon footprint aggregation and Scope 1 & 2 tracking

Carbon Engine

Blockchain-verified emission calculation and data validation

Child Nodes

MSME supply chain Scope 3 data collection and verification

Blockchain Verified
BRSR Compatible
Real-Time Data

Guiding Principles

Our North Star

Mission

Develop a proprietary carbon engine, partner with vendors for real-world integration, empower users through data and incentives to make sustainable choices effortless.

Vision

A world where every transaction has a visible carbon impact, sustainability becomes a default — not a choice — driving global climate-conscious behaviour at scale.

Aim

Build a scalable carbon-aware fintech ecosystem, enable real-time tracking of environmental impact, integrate sustainability into everyday transactions seamlessly.

TAM · SAM · SOM

Market Opportunity

India's MSME ecosystem presents a massive market for sustainability-first fintech.

¹ Source: Ministry of MSME Annual Report, 2024

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Total Addressable Market

MSMEs in India

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Serviceable Addressable Market

Digital vendors

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Serviceable Obtainable Market

Green vendors